Social Security Disability is NOT an entitlement program

It really is a shame that Social Security Disability has such a stigma attached to it.  And there is.  There is that thought out there that people on Social Security Disability are getting nothing but ‘hand outs’ or ‘entitlements’ or ‘welfare’.  It’s our political world of uninformed opinions that grips our society today.

Fact is, that workers have paid for these benefits through their payroll taxes over their entire career.   Just like you to pay into unemployment or car insurance, YOU funded the program through taxes that YOU paid.  It is not a hand out.  It is your tax money.

SSD Benefits

Mooney & Associates representing social security clients

When you pay social security taxes, a portion of those taxes go into the The Disability Insurance Trust Fund.   The Disability Trust Fund provides monthly cash benefits to disabled-worker beneficiaries and their spouses and children.   It was created to benefit  workers who are unable to work any longer.  Workers pay a tax of 0.9 percent of their wages up to $113,700, and their employers pay an equal amount. These tax contributions go directly into the Disability Insurance Trust Fund.

So AGAIN, ALL U.S. workers pay Social Security taxes over a life time may receive Social Security retirement or survivors’ benefits. This has nothing to do with welfare, as you are simply being paid out by a fund that you paid into during your working years.  To be eligible for Social Security Disability, the general rule is, you must have worked and paid Social Security taxes for five out of the 10 years prior to have enough credits to be eligible for disability.

Now, in terms of Disability Benefits, don’t confuse Social Security Disability (SSD) and Social Security Supplemental Income (SSI).  Those are two very distinct programs and the information above is applicable to SSD benefits.  You can read about the program differences right here.

The application process for SSD benefits can be daunting as well.  Here at Mooney & Associates, we make it easy for you.  We make the application for benefits for you.  Not only that, but if you are denied at the application level, which most applicants are, we have a full Social Security Disability litigation practice.   If you live in Pennsylvania or Maryland and have questions regarding Social Security Disability, call us today for a FREE consultation at 717-200-HELP or 1-877-632-4656.

 

2018 Pennsylvania Average Weekly Wage rates released

The Pennsylvania Department of Labor and Industry has released it’s 2018 average weekly wage rates.  Your average weekly wage determines your corresponding compensation rate, the rate your would be paid each week if you were out of work for your work injury.  I recently published an article on our official Blog at Mooney & Associates.  You can see the blog post here for the new rates.

Ensuring your average weekly wage rate is calculated properly is critical to your case.  Here is why.

It is absolutely critical that your wages are calculated correctly. A small error in calculating your average weekly wage can have a significant financial impact in your case. For instance, let’s assume an individual gets hurt at work in 2018 and his wages are calculated to be $500.00 per week (AWW). That would provide a weekly disability compensation rate of 90% of $500.00 per week, which would make the compensation rate to be $450.00 per week. If your employer accepted your work injury, that is what you would receive per week while out of work. Now, say that you settle your claim for two years of disability. That would provide you a settlement of $46,800.00. Now, let’s assume that your AWW was calculated incorrectly, the insurance carrier had wrong wage information or forgot bonuses. Let’s assume then your AWW should have been $550.00 per week, instead of $500.00 per week. At $550.00 per week, your weekly disability rate would be $495.00 per week, instead of $450.00 per week. A two year settlement at $495.00 per week would be $51.480.00. When you settle your case, that is a $4,680.00 mistake. A correct calculation would be an additional $4680.00 in your pocket. Think about that. That is only a $40.00 per week mistake. That is why ensuring your AWW is calculated correctly is absolutely critical to you.

This is just another example of why treading through a workers compensation case on your own is a dangerous venture.  Getting expert advice will ensure your wage are calculated correctly, that you do not sign forms from the insurance carrier that you should not sign, that you get the medical treatment you need, and that you get the benefits the Act provides and that you deserve.  Insurance companies have their defense counsel reviewing your case, shouldn’t you be protected on your end?  Call Mooney & Associates today at 717-200-HELP or toll free at 1-877-632-4656 for a FREE CONSULTATION.

Warehouse growth expected to continue growing in Chambersburg, Shippensburg, and Carlisle

Growth in warehouse development and subsequent jobs that follow are expected to continue to grow in the Chambersburg, Shippensburg, and Carlisle areas of South Central Pennsylvania, in 2018.   It is kind of obvious given the continued development underway.

Looking at Shippensburg, you can see warehouse development currently underway off Interstate 81 Exit 24.  There is expected to be an additional warehouse to be built after the one behind the new Sheetz Store is completed.  The warehouses being developed off Exit 24 are considered to be Spec Warehouses.    Specifically, Spec Warehouses are built to be leased out, meaning, it is not being built for a specific company, such as Procter & Gamble on the Olde Scotland Road or Georgia Pacific off Exit 29 in Shippensburg.  Additionally, there is expected to be continues development off Exit 29 in Cumberland County by the Beistle Company and Georgia Pacific locations.

Just a bit North on Interstate 81. you will witness an ongoing boom in warehouse construction in Carlisle.  Many of these huge warehouses that are being erected are again, Spec Warehouses, being developed to lease.  Currently, you can see warehouse development continuing to boom off Exit 44, the Allen Street exit.  This all goes along with the booming construction in Chambersburg off Interstate 81.  The booming distribution economy along the Interstate 81 corridor is causing low unemployment rates in Franklin and Cumberland Counties.  Many of these jobs are either temporary employment or temporary to start before being hired on full-time by employers.

Warehouses jobs, such as order selectors, fork lift drivers, loaders, and more, are at risk for work injuries.  You can view the actual phamplet from OSHA on the most common injuries int he warehousing industry.   I also published an article here on the most common warehouse injuries that walk into my office.

Here are a few pointers for injured warehouse employees.

First, know who your employer really is.  Let me explain.  If you work at Procter & Gamble in Shippensburg and are specifically hired by a temporary agency, your employer for workers compensation purposes, is the actual temporary agency you work for, NOT Procter & Gamble.   It is important to identify the proper employer in a workers compensation case.

Second, notice of injury is critical.  Always remember to report your injury immediately to a supervisor.  If you work for a temporary agency, you must also report the injury to the agency, not just a floor supervisor.  Failure to report an injury right away almost always leads to a denial of your claim.

Third, be careful what you sign.  Employers tend to put a ton of paperwork in front of an injured worker.  Before signing it, make sure you understand exactly what you are signing and what is means to your rights.  Call us right away if you have question on what you are signing.  We always offer FREE consultations for worker injuries.

Fourth, seek immediate medical treatment.  Sometimes, I hear stories of injured workers who just try and ‘grunt’ through pain. They think the injury will just go away.  Then it doesn’t.  That lack of medical treatment in the beginning can trigger a denial of your claim as well.  Second, ‘grunting’ through an injury can worsen an injury.  Sometimes we see that in partial rotator cuff tears that end up being full thick tears.  There is a substantial difference in terms of need for surgery and recovery.   Don’t risk it.  Get checked out.

Fifth, ask your employer if they have a panel list of medical providers.  They are required to in order for the 90 day panel provisions to be in effect.  Second, if they do have a list, you are FREE to treat with any provider on that list.  Your employer can’t dictate which one you treat with.

Finally, ask your employer for a work injury incident report.  Keep notes on employer responses.

Workers Compensation is a complex area of law.   If you are hurt at work, call Mooney & Associates right away for a FREE consultation with me.  Your rights and benefits under the Workers Compensation Act are too valuable to risk.  At Mooney & Associates, I have litigated hundreds of cases.  I have deposed tons of doctors.  I have recovered millions of dollars for injured workers.  I stand ready to fight and protect your benefits.  Call today at 717-200-HELP or 1-877-632-4656.    If you prefer, you can also email me right here through this site.  We have offices throughout Franklin, Adams, Cumberland, Dauphin, Perry, Lancaster, Lebanon, and York counties In Pennsylvania.  I will meet you at the office most convenient for you.

 

Our Top 5 Social Security Disability Posts for 2017

As we sit at the doorstep to 2018, I want to provide you the top five posts from my blog this year in Social Security Disability (SSD). These posts I chose due to traffic and due to the information we provide to clients seeking SSD benefits.  If you missed them, well, link to them here.  Our firm represents disability clients throughout all of Pennsylvania and Maryland.

That being said, here are the Top 5 Social Security Disability posts for this year.

  1. After multiple denials, you can win Social Security Benefits

You know, the younger an applicant is the harder it is to get granted social security disability benefits.  It is not that the younger person does not need the disability benefits as much as an older person.  It is just the rules of the game.  This year brought us a heartbreaking vases of an individual that clearly could not function in any employment, was under the age of 35, was homeless living along a creek, and was denied 8 previous times with multiple attorneys.  I took the case and you can further read about by clicking the story link.

2. Social Security Disability Hearings Tips

We wrote this article because many clients we represent are quite apprehensive about their appeal hearing.  They do not know what to expect and what to expect from the ALJ that will hear the case.  We offer a few tips for the hearing day in this article.

3. Why is a Vocational Expert at my Social Security Disability Hearing?

Another thing that disability clients seem to be apprehensive about is the fact that they read that a vocation specialists will be at their hearing.  They are unsure of what their role is at the hearing and why they must be there.  Here we provide a little insight into their role at the hearing.

4. Why is a Vocational Expert at my Social Security Disability Hearing?

See the above.  Client are apprehensive when being notified by SSA that they must attend a Consultative Exam.  If you are familiar with Personal Injury or Workers Compensation, it is similar to an Independent Medical Examination.  Read about it at the link above.

5. Mooney Is A Full Service Social Security Disability Practice

Mooney & associates became a full Social Security Disability practice this year.  What does that mean?  Previously, we would inform clients of the three ways they could file their application for benefits, then if denied, come back to us and we would represent them in the appeal hearing.  NOW, we do not inform then on the three ways to apply, because we can DO THE APPLICATION for them now!  Read more.

We look forward to bringing you more engaging and informative Social Security Disability content in 2018.

Our Top 5 Pennsylvania Workers Comp Posts for 2017

As we sit at the doorstep to 2018, I want to provide you the top five posts from my blog this year in Workers Compensation.  These posts I chose due to traffic and due to the information we provide to injured workers across Pennsylvania.  If you missed them, well, link to them here.

Unfortunately for me, often times I am meeting a new client, it is because they are in pain and have suffered a significant injury on the job.  I can certainly say, I spend all efforts necessary to protect my client’s rights and benefits under the PA Workers Compensation Act, and fight hard to get my clients a fair and reasonable settlement.  Besides the legal aspect of the cases, I have met a lot of good people in 2017 that work hard, very hard.  They do not want to be out of work.  They do not want to be in pain.  They do not necessarily want a settlement and have to resign their job.  They are not taking advantage of medicine or the ‘system’.  They simply want to get better and get back to work.  Unfortunately, many times, they are not able to go back to the job they were hurt at due to limitations.   So that is my rant to end 2017 — before judging an injured worker, think about it.  I’m not real certain you would want to walk in their shoes.

That being said, here are our Top Five Pennsylvania Workers Compensation posts of 2017

1. Pennsylvania Supreme Court strikes down IRE provisions in Workers Compensation Act

In 2017. the Pennsylvania Supreme Court handed down a landmark decision in the Pennsylvania Workers Compensation world.  The Court struck down the Impairment Rating Provisions of the Act, which served as an avenue to limit an injured workers benefits.  Read the article and protect your rights.

2.  In Pennsylvania, Preexisting conditions are not a bar for workers compensation benefits

This article dives in pre-existing conditions.  Often times, an injured worker may have a previous injury at the same location, arthritis, etc… They are also told by employers across Pennsylvania that they can’t file a claim because the condition is pre-existing.  WRONG!  Read the article and protect your rights.

3.  Injury Description is important in Workers Compensation

Your work injury, even if accepted, is usually just accepted as either a strain/sprain or a contusion.  The description of injury can lead to medical treatment being denied.  Many workers compensation cases in Pennsylvania are litigated over this very thing, injury description.  Why?  Because medical treatment is expensive.  Read the article and protect your rights.

4. Understaffing at Pennsylvania Nursing Homes cause work injuries

It’s a common thread in many nursing home injuries that I see in Pennsylvania.  Injuries could have been avoided by more staffing, better automation, and better safety protocols.  Instead, the injured workers, like Certified Nursing Assistants (CNA), are the ones that pay the heavy price in cost cutting maneuvers.  Read the article and protect your rights.

5. Concussions aren’t just in sports, but in the workplace too

They don’t just happen in football.  They happen all too often in the workplace.  Not all recover from concussions at the same rate.  Read the article and protect your rights.

 

In Pennsylvania, Preexisting conditions are not a bar for workers compensation benefits

In Pennsylvania, if you have a pre-existing condition and get hurt at work, you may still be eligible for workers compensation benefits.  Often, injured workers are advised by their employer that they can’t file for workers compensation benefits because they had a pre-existing condition.  That is wrong.  Period.

It is long standing law in Pennsylvania that an aggravation or exacerbation of a pre-existing condition can be a compensable work injury.

An aggravation of a pre-existing degenerative condition constitutes a compensable work injury. SKF USA, Inc. v. Workers’ Compensation Appeal Board (Smalls), 728 A.2d 385, 387 (Pa. Cmwlth. 1999).
To establish a compensable aggravation“the medical evidence [must] establish that the injury materially contributed to the disability rather than the disability resulted from the natural progress [ion] of a pre-existing condition.” Miller v. Workmen’s Compensation Appeal Board (Pocono Hospital) , 539 A.2d 18, 20-21 (Pa. Cmwlth. 1988) (citing Halaski v. Hilton Hotel, 409 A.2d 367 (Pa. 1979)). Whether an incident has materially contributed to the disabling injury “is a question of fact to be determined by the WCJ.” SKF, 728
A.2d at 388.
As you can see, it is well established law.  The litigation involving pre-existing conditions is quite complex.  It goes beyond just proving aggravation, but also that the aggravation is ongoing.  It will take significant lay and medical testimony.  It is critical to have a proven and experienced workers compensation attorney that understands medical evidence.  At Mooney & Associates  we have the experience and the results to prove it.
Usually when we are talking about pre-existing conditions, we frequently see conditions involving the back, knee, and shoulder.  Let me use some of my cases as examples.
Pre-existing Knee Arthritis
I had a case of an injured worker that involved  pre-existing arthritis in her knee.  She is a senior citizen.  She worked full-time for a national retailer.  Four years prior to the work injury, she had treated for knee arthritis pain, including a few injections, but had not treated in the three preceding years.  After she slipped and fell at work, she could not put weight on her knee and was unable to work.  She underwent conservative treatment regiments, such as inflammatory and pain medications, work restrictions, bracing, physical therapy, and additional injections, but all failed to relieve her symptoms.  Her doctor recommended a total knee replacement, due to the extensive arthritis in her knee.  We were unable to settle the case because of the recommendation for and need for a total knee replacement.   We went to decision and won on the merits.  The WCJ granted the claim petition and had to pay my client’s wages while out of work as well as the expenses of a total knee replacement.  She is still currently being paid wage loss benefits.
Pre-existing shoulder
Have a client that worked for the same employer for over 25 years.  He slipped and fell at work and injured his right shoulder.  After an MRI was completed, the insurance carrier denied benefits due to pre-existing right shoulder rotator cuff tears.  The tears were pre-existing, we conceded that.  It was clear by looking at the MRI that the tears were chronic, not acute.  Additionally, during medical testimony, the treating orthopedic surgeon also testified that the tears were degenerative and pre-existing.  However, the doctor also testified that his chronic tears were not symptomatic, and but for the fall, he would have remained non-symptomatic.  Prior to the fall, he never experienced any shoulder pain.  This is not all that uncommon. This gentleman never treated for shoulder pain.   Never even missed a day of work.  He had no idea or no way of knowing he had pre-existing tears.  We eventually won the litigation, the claim petition was granted, and the insurance carrier had to pay wage loss benefits, and still are today, and pay for a total shoulder replacement.  A simple rotator cuff repair could not be performed because of the extensiveness of the tears.
Pre-existing Back
I had a client that had a prior work injury from a different employer that included a low back fusion surgery in 2007.  He recovered from that surgery and had not sought low back treatment since 2008 except for an updated MRI in 2011.   My client injured his low back with a new employer in 2014,  while working at a road construction site.  Given his prior low back surgery, the insurance carrier denied his claim. I positioned his claim well through an extensive medical record review, treating back surgeon’s deposition testimony, and our clients’ testimony on his recovery from his prior injury.   Right after briefs were drafted, but before the decision was issued, we were able to secure a nice lump sum settlement for our client, plus payment and reimbursement of all outstanding medical bills related to his new low back injury.
These are just a few of many examples of cases in which I have either gone to decision or settled claims involving pre-existing conditions.  They are complex.  They involve critical medical testimony.  That’s why it is vital that if you are injured at work and believe you aggravated a pre-existing condition, that you seek an experienced and proven workers compensation attorney to handle your claim.  Don’t let your employer tell you that you can’t get benefits because you had a prior condition.   We have been in the trenches, have won these  types of cases, and settled many others like these.  We certainly aren’t hesitant to go to decision either.
Call Mooney & Associates today for a FREE consultation regarding your work injury.  We have 15 offices throughout Central Pennsylvania.  I will meet with you at the offices nearest to you.  Call today at 717-200-HELP or 1-877-632-4656.  You can also email me at mab@mooney4law.com.

Social Security has slight increase in Substantial Gainful Activity in 2018

Each year, the Social Security Administration publishes the monetary amount that is considered for Disability and Substantial Gainful Activity (SGA) and 20148 will see a slight increase.

SSD Benefits

Mooney & Associates representing social security clients through Pennsylvania and Maryland

First, what is SGA?  With reference to financial eligibility for Social Security Disability (SSDI) benefits, an applicant for benefits must be unable to perform SGA.   An applicant who earns more than a certain monthly amount is ordinarily considered to be engaging in SGA, and therefore, not eligible for SSDI benefits.  The SGA amount published includes two figures, one for regular disabilities and one for blindness disabilities, which is slightly higher.  Additionally, If you are receiving SSDI benefits and your earnings are below what the SGA, then your benefits will neither stop nor be reduced because of earnings.   So yes, you can work part-time while receiving SSDI.  In essence, SGA is important for both eligibility and maintaining SSDI benefits.

Here are the rates for 2018:

For Non-Blind:  $1,080 per month (represents an increase of $10, as the 2017 rate was $1,070/mo)

Blind:  $1,970 per month (represents an increase of $20/mo as the rate was $1,950/mo)

It is important to understand in the application process that you have to be under SGA.  If you are over the SGA amounts in monthly income, then SSA will not even have to make a determination on whether you are disabled or not, because you would not be financially eligible for benefits.  So before even determining whether your disabilities meet Social Security’s definition of  disability, you have to meet two financial requirements.

1.  You must be below SGA,a s stated above.

2.  You must be insured for SSDI purposes.  Insured status means you’ve paid taxes into the system for the required number of years and your insurance hasn’t expired because you stopped working too long ago.   That’s it in a brief nutshell.

Applying for and winning social security disability benefits is not easy.  That is precisely why you should call an experienced Social Security Disability attorney to help guide you through the application and to ultimately represent you in an appeal hearing, should your application be denied.  At Mooney & Associates, we submit applications on behalf of applicants and represent clients who are denied at the application level.  We represent disabled clients throughout Pennsylvania and Maryland.  Call us today for a FREE consultation or FREE application submission at 717-200-HELP or 1-877-632-4656.  You can also visit our website at https://www.mooney4law.com/personal-injury/disability/

Injured Workers Should Be Aware of Settlement Offers

It is that time.  With 2018 on the horizon, businesses are trying to get some loose ends tied up before the calendar turns.  Workers compensation insurance carriers are the same way.   They like to close out as many claims as possible to not carry them into the next year.  That means you may get an offer to settle your workers compensation claim.

My advice — exercise caution.  Call Mooney & Associates for a FREE consultation before setting your workers compensation claim.  Why?

1.  Are you ready to settle your claim, medically speaking.  Are you done with surgeries?  Do you need additional injections?  Are you getting better?  Are you going to have permanent work restrictions?  What are your costs for future medical treatment?  These are all very important questions that need to be discussed and thought through and can impact both the feasibility  of settlement and value of your case.

2.  Is it fair?  Most times, what an insurance carrier is going to offer you, is below what is really the settlement value of your case.   Listen, their number one concern is to get out of each claim as cheaply as possible.  You and your future are not their concern.  Our concern is you and ensuring you are getting the fairest settlement possible.  We will work hard to maximize your settlement value.  Every injury is different.  Every story is different.  Every carrier is different.  Every employer is different.  There are a ton of factors that go into what is ‘fair and reasonable’ and that is why it is absolutely paramount for you to get expertise advice form an experienced workers compensation professional.

3.  Are there other issues going on in your case?  What are your future medical costs?  Do you have outstanding medical bills not being paid by the insurance carrier?  Did you pay for prescriptions or doctor visits and paid out of your pocket?  Is there a subrogation lien with your health insurance?  Is there a subrogation lien from Medicare or Medicaid?  Are there any applicable offsets?  These issues can get quite complex.

4.  Is it the right time?  This is the most important question when settling your claim.  It may not be the right time for you.  We will sit down with you, listen to your concerns, become familiar with your claim, then provide our advice.  I have advised hundreds of clients to NOT settle at a particular time.  It is a very important and personal decision and we take that time to discuss it with you.  What about social security disability?  Should I apply before settling or after settling?  Am I eligible for social security disability?  Is it an option for me?  Will I have to resign from my job?

5.  Remember, it is final.  In most circumstances, when an insurance carrier settles a claim, it is completely settled.   What does that mean?  It means your entitlement to wage loss benefits and any future medical benefits ends completely.  Any future medical costs for your work injury becomes your sole and exclusive responsibility.  That is precisely why it is such an important decision.  Just because you settle does not mean your private health insurance, Medicare, or Medicaid will pick up your costs related to your work injury.    There are hybrid type settlements that fully leave medicals open or leave medicals open for a limited purpose, but they are certainly the minority type of settlement in workers compensation.  Given the significant impact that settlement has on your rights under the Pennsylvania Workers Compensation Act, speaking with an experienced workers compensation attorney is a no-brainer.

Mooney & Associates had fifteen office locations through Central Pennsylvania.  We can meet you at the location closest to you.  We have full staffed offices, open Monday through Friday, in Chambersburg, Shippensburg, Carlisle, Harrisburg, York, Gettysburg, and Hanover.  Additionally, not only can we handle Pennsylvania workers compensation cases, but we can also handle Maryland Workers Compensation cases.

Call today for a FREE consultation at 171-200-HELP or 1-877-632-4656.  You can also email me directly at mab@mooney4law.com.  Visit us on the web at http://www.mooney4law.com.

 

After multiple denials, you can win Social Security Benefits

There is a misnomer out there that obtaining Social Security Disability (SSD) or Social Security Supplemental Income benefits (SSI) is easy.  We all ‘know’ a neighbor or friend that has SSD or SSI benefits, but hey, they look fine to me.  Remember one important thing, you don’t know their story.

Fact is — it isn’t easy.   Just take a look at these numbers.  The current approval rate at the initial application level is 36%.  That means if you apply for SSD benefits, you only have a 36% chance that you will be approved.   Much of that can be dictated by age as well.  The older you are, the more likely you may be approved at the initial application level.

However, after denial, the approval rates nationally at the hearing level is 45%.  In Pennsylvania, the statewide average approval rate at the hearing level is slightly below the national average at 42%.  The Harrisburg appeals office has the same average approval rate of 42%.  Again, it is not easy to win SSD/SSI benefits.

Recently, I took a case for an individual out of compassion.  She was under the age of 40 and homeless.  Her alleged disabilities were mental impairments, undefined heart condition, and a chronic kidney condition.  Essentially, she had two strikes against her.  Her young age made it more difficult to win benefits.  However, through the intake process, I also found out that she had been denied benefits on EIGHT prior attempts, several at the hearing level, and with different attorneys representing her.  It was an easy case to turn away.

But, I didn’t.  I couldn’t.  She needed help.  She came to me for a fresh new look at her case and a fresh new attempt.  She needed her break to get off the streets and find a place to live.  She truly was in a desperate situation and had been for a few years.

Despite several other attorneys failing to win her benefits in the past, I figured I would do my best to shape the argument, explain her conditions, and describe why they were so disabling.   We had our day in front of an ALJ in early November.  We argued.  We described.  We explained.  And, We WON!

It was a proud win for me individually.  It was an SSI case, so the attorney fee was small.  That was not what it was about.  It was about compassion.  It was about giving a helping hand.   It was about serving.  It was about representation.  After eight unsuccessful prior attempts with others, I was proud to have contributed to helping her get back on her feet, gain dignity back, and get a warm place to live and sleep.  It was one of those cases that I will always remember.

The point is — sometimes it takes more than one, two, or even three, tries to get social security disability benefits.  For people who truly can’t work, have debilitating disabilities, it can certainly be frustrating.  Others feel your frustration.

If you have questions about applying for SSD or SSI benefits, or have been recently denied such benefits, call Mooney & Associates today at 717-200-HELP or 1-877-632-4656 for a FREE consultation.  We represent disabled clients throughout Pennsylvania and Maryland.

Social Security Disability Consultative Exam: What is it?

Some Social Security Disability applicants are sent for a consultative examination while others are not.  What is a consultative examination?

SSD Benefits

Mooney & Associates representing social security clients – 717-200-HELP – http://www.mooney4law.com

 

Essentially, it is a medical examination scheduled by Social Security with a physician they choose.  It can range from a general internal medicine (family) doctor, to a specialist, such as an Orthopedic, to a pain management doctor to a Psychiatrist.  It really depends on the medical conditions you are alleging to cause you to be disabled.  If Social Security feels the need for a consultative examination for determination of your application, you will receive written notification from social security. Continue reading