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What happens if my employer has no workers compensation insurance?

Unfortunately, I still get calls from clients who were injured at work, but their employer advised they cannot file for workers compensation benefits because they do not have workers compensation insurance.  Then what? First, that is not correct.  If you are an employee and have been injured at work, then you may be eligible for workers’ compensation benefits.  What must happen is the injured worker must file a Notice of Claim with the Pennsylvania Uninsured Employers Guaranty Fund (UEGF).   Then,…

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In Pennsylvania, For employers who don’t have workers compensation coverage, it can be quite costly

In Pennsylvania, employers who fail to carry workers compensation coverage are taking huge risks.  Those risks are not just limited to significant financial risk, but also to possible criminal prosecution. These types of situations often occur where a business, usually a home repair contractor, general construction contractor, a dry wall contractor, a subcontractor working under a general contractor on a larger project, has individuals working with them, and they assume them to be a 'subcontractor'.  That is a huge assumption…

Continue ReadingIn Pennsylvania, For employers who don’t have workers compensation coverage, it can be quite costly