Basic Estate Planning for Workers Comp Clients

One thing injured workers should think about is the future. Many of my clients end up settling their workers’ compensation cases for lump sum settlements. What you should consider is what happens to the settlement funds should they suddenly pass away? We do not like to think about that, but unfortunate things happen to the many of us in life.

Here at Mooney Law we are more than just a Personal Injury/Workers’ Compensation firm. We are a full-service law firm. We offer many areas of practice. That include Basic Estate Planning, Estate Administration, and Elder Law for future planning.

If you are a client of mine for workers’ compensation, simply ask me about Estate Planning. As an existing client, I will also provide discounted fees for Basic Estate Planning.

What does Basic Estate Planning include?

There are three sets of document sin Basic Estate Planning. You can elect to just one of them, two of them, or a discounted package price for all three documents. Those three documents are:

  1. Last Will and Testament. This is known generally as your “Will”. The purpose of this document is to allocate and distribute assets held in the your name. It directs what happens to your property, money, and other assets should you pass away.
  2. Financial Power of Attorney. The purpose for this document is to authorize another person or persons to make financial and legal decisions for you if you are incapacitated. This document is so important.
  3. Healthcare Directive. The purpose of this document is to authorize another person or persons to make medical decisions if you are unable to do so. It has two parts: (1) the Healthcare Power of Attorney, and (2) the Living Will. The Healthcare Power of Attorney is used for routine medical decisions. Think if you are going to have heart surgery, and the expectation is that you will wake up and recover, this document permits the agent to make decisions when the you are temporarily incompetent. On the other hand, the Living Will is for end of life decisions. Think if you are in a permanent state of unconsciousness with no reasonable likely of recovery, the machine is breathing for you, eating for you and going to the bathroom for you, you are braindead. What ongoing treatment do you want, if any. How is that decision made?

None of us like pot think about these things. However, they are realities in life for all of us. It is best to be prepared in every way. At Mooney Law, we have you covered. I can take care of Basic Estate Planning for you.  Call me today for a FREE consultation at 717-200-HELP or drop me an email at

Mark Buterbaugh

Attorney representing injured workers and Social Security Disability clients in Pennsylvania and Maryland.